David Wray
David Wray
deal determine money planning
This money is going to determine how you live in the long run. So if you can deal with short-term emergencies out of short-term resources, that's a better planning approach.
asking fully persistent questions satisfied understand until
You should be persistent in asking questions until you're fully satisfied you understand what's happening.
additional compliance concerns difficulty educate educating employees file hear investment issue necessary program rank resources run tax teach
I hear concerns about the additional administrative and compliance resources necessary to run the program right and the difficulty that many feel there will be in educating the rank and file participants. It's a challenging issue to educate employees about investment concepts, and now it's important to teach them about tax planning.
attract employees plan tweak
How can we tweak our plan to attract the kind of employees we want and need?
change last provisions stand trust
In her last will, she said no one can change anything. It is to stand as provisions of the trust indicate.
commitment companies examples good rest trying wonderful
It is wonderful to see companies who have the commitment that these companies show. They are really trying to do the right thing with their workforce. They are good examples for the rest of American business.
business companies easy management purpose retirement small
Small companies are always right on the edge. (Setting up a retirement plan) distracts the management from their single-minded purpose of getting business in the door. You've got to make it easy for those people.
cash funds manager miraculous owner prioritize rescue send until using
They're going to prioritize where they're going to send checks. The owner or manager is using the cash funds until the miraculous rescue occurs.
companies days few loan open paperwork require submit
You can typically get a loan in a few days and the companies are pretty open to this, they don't require you to submit a lot of paperwork to get a loan.
amazed course family grateful loss support
The family is of course heartbroken by their loss ... but they are amazed and grateful at the support they have received.
treated
Everyone has to be treated the same, ... eligibility is not a big expense.
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Linda Franklin will be missed. She was an extraordinary example of living with joy and gratitude no matter what came her way.