Howard Dvorkin
![Howard Dvorkin](/assets/img/authors/unknown.jpg)
Howard Dvorkin
Howard Dvorkin is a CPA, author, national columnist, and founder of the nation’s fourth-largest credit counseling agency. He has controversially advocated a cash-only lifestyle without credit cards...
file jump question
I question what they are going to take away from the briefing portion. They're there just to jump through the hoop to file for bankruptcy. They're not there because they want to be there.
budgets everybody fat
Everybody has 15% to 20% of fat in their budget.
budget courses extremely families high people properly purposely school talk taught
Most people don't budget properly because they're not taught to. There are no courses I know of, especially in the high school level. A lot of families purposely don't talk about finances; I think that's extremely detrimental.