Robert Hartwig
Robert Hartwig
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New Orleans is what it is because the federal government made it that way. And what it is today -- underwater.
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We're looking at complete chaos in New Orleans, with explosions and uncontrolled fires,
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On one side will be people who want to rebuild quickly and inexpensively, and on the other will be those who say, 'We need to do something different. We need to build all these homes up higher and make them more resistant to wind,
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Many people would be surprised how many secret taxes are levied on automobile and homeowner insurance premiums, some of which have tenuous links on auto safety,
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These soldiers put their lives on the line and deserve the utmost respect. But even big companies haven't thought about their obligations to these people.
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The state of Florida is living in denial. Florida is not living up to its obligation to control growth and shows no signs of living up to its obligation.
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Projections that this is going to be the worst ever are probably off... we're probably looking at something that's in the top five.
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Fewer claims translate directly into a lower overall rate increase for consumers.
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There's overwhelming evidence that the 2006 hurricane season will be longer, and storms will be more frequent and intense. We could see 20 years of this.
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You should assume that as charitable as it is, you have total liability for these individuals, in the same way as if a stranger came to your house just invited for a dinner party. If they slipped and fell, you're going to be liable for them. You do not enjoy any immunity from liability. It's a sad statement, but that's the world we live in today.
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You're going to be on the hook. What if one of the people is a 17-year-old? That dramatically changes your risk profile.
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This is an insurance adjuster's worst nightmare. We're seeing tens of millions of additional damage each day and the meter is still running.
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This is not a new issue in the industry. For a number of years, insurers have found it necessary to adjust their exposure in certain catastrophe-prone segments of the United States.
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There are easily storm scenarios in New York that run to tens of billions of dollars. And structures on Long Island aren't as well built as new construction in Florida.