Robert Hartwig
Robert Hartwig
collected forced lead penny possibly quite smaller
Insurers have never collected a penny in flood-insurance premiums. If they're forced to pay, it could quite possibly be destabilizing and lead to the insolvency of smaller insurers in the area.
billion generate interest investment months nine portfolio rates rising
Insurers benefited from the rising short-term interest rates to generate $40.7 billion on their investment portfolio in the first nine months of the year.
ambiguous exact help hostile nature permanent position report sort time towards
If the nature of the report paves the way for some sort of permanent mechanism, that could help tremendously. But if its ambiguous or hostile towards the idea, then we will be in the exact same position as we were this time around.
hour negotiate position terms trying
Hopefully, in two years we're not in this same position again, in the 11th hour trying to negotiate terms for an extension.
activities added alternate buying customers cycle grow home insurance likely offered paperwork reduce revenue stream
Home mortgages offered through insurers are likely to grow in the future. Customers get the added convenience of coordinating their home buying activities and reduce the paperwork while insurers get an alternate revenue stream uncorrelated with the insurance cycle and unaffected by catastrophe losses.
activities added alternate buying customers cycle grow home insurance likely offered paperwork reduce revenue stream
Home mortgages offered through insurers are likely to grow in the future, ... Customers get the added convenience of coordinating their home buying activities and reduce the paperwork while insurers get an alternate revenue stream uncorrelated with the insurance cycle and unaffected by catastrophe losses.
areas half insurance likely location northern prone rise several
It's all location dependent. In the northern half of the states, it will be minimal. But in areas prone to hurricane-related risks, it's likely that insurance will rise substantially, probably for several years.
drawn people price
It's the price of paradise, ... People are drawn to landscapes.
idiot
It makes us all look like idiot savants.
employers evidence exhibit heavy machinery mental monitor operating soldiers stress
There's evidence that many soldiers will exhibit mental stress from their experience, and it's important for employers to monitor them, particularly if they're operating heavy machinery or driving.
behind company insurance knowing wheel
They can't get behind the wheel once without your insurance company knowing about it.
clients clock commercial enter policies renew ticking
The clock is ticking loudly. Insurers are about to enter negotiations with commercial clients to renew their policies for 2006.
clients clock commercial enter policies renew ticking
The clock is ticking loudly, ... Insurers are about to enter negotiations with commercial clients to renew their policies for 2006.
backs commercial happy industry lines obviously worker
The industry is obviously happy and grateful. It backs the most important lines -- worker compensation and commercial property.