Robert McKinley
Robert McKinley
advantage consumer low
That's where the consumer can take advantage of the low interest-rate environment.
balance checks fee interest nineteen percent rate starts transfer
There are fees. You may have a balance transfer fee or a convenience fee, and the interest starts right away and the interest rate typically on those checks is very high. Nineteen percent or higher.
In the short-term, you're probably not going to see much of a change.
easier handle loyal particular returns
If you're very loyal to that particular retailer, it makes it easier to handle returns and so on,
bells carry consumers drawn interest programs rate reward swayed worth
Don't be swayed by bells and whistles, like reward programs or miles. A lot of consumers are drawn to these, but if you carry a balance, the interest rate may not be worth it.
limited market
They'll only be limited by what the market can bear.
carry credit good
It just makes real good sense to carry more than one credit card.
fee range wide
There's been a fee frenzy, ... (A wide range of charges) have been beefed up.
largest looking transfer
If you're looking to transfer a $5,000 balance, you need to look to the largest issuers.
cut offset possible rate today
So it's possible that any rate cut today could be offset by a bump-up in pricing.