Robert McKinley
Robert McKinley
last percent rates seen zero
You can get zero percent rates that last as long as a year. We've never seen anything like this before.
backs low sort
There are sort of give backs with those low rates.
given pay product sure
Just pay attention. Make sure you're not given a product you don't want.
few rewards scenarios value worth
There are a few scenarios where it could make sense. If you have the right rewards card, or if you use your rewards well, you may get a value that's worth considerably more than the cost.
comparison vote
Vote with your feet, ... Do more comparison shopping. Know what the fees are. Read carefully, and if you don't see something you like, go elsewhere.
credit environment hit looking sorts strain
We're in an environment right now where there's a lot of strain in the profitability of credit cards, ... Issuers are looking to hit you with fees and those sorts of things.
clean mess
If someone rips you off, it's a real mess to clean up.
biggest christmas consumer expenses minimum paying payment
Making the minimum payment ... is probably one of the biggest expenses any consumer can make, ... You can end up paying for this Christmas for years to come.
cards moved
Many of those fixed-rate cards haven't moved at all this year.
billing built charge form
Many issuers have a charge back form built into the monthly billing statement.
accounts adding qualify
Pulaski only has 32,000 accounts and is only adding 1,000 new accounts a month. About one in 100 applicants will qualify for it.
check concern consumers name open
They are a concern to a lot of consumers because there is an open check with your name on it.
bank best card consumers early major served
Young consumers are probably best served if they can get a major bank card early on
bottom box disclosure line marketing offers
The bottom line is these offers are a marketing gimmick. If you get an offer in the mail, it's important to read the disclosure box very carefully.