Samah Haggag
![Samah Haggag](/assets/img/authors/unknown.jpg)
Samah Haggag
bankruptcy economic found high low rates related states
We found it interesting that some states that historically have low rates of bankruptcy have high propensities. I think some of it's going to be related to the economic changes. For states to see that kind of difference, some things have changed.
generally highest impact late negative
Late payments generally have the highest negative impact on a score.