Samah Haggag
Samah Haggag
generally highest impact late negative
Late payments generally have the highest negative impact on a score.
bankruptcy generally including performance
We've done performance comparisons of our scores, including bankruptcy scores, and generally they are very predictive.
bankruptcy economic found high low rates related states
We found it interesting that some states that historically have low rates of bankruptcy have high propensities. I think some of it's going to be related to the economic changes. For states to see that kind of difference, some things have changed.